Insights

Investing with Intent – Fall 2026

This quarter’s issue of Investing with Intent examines how values-aligned investing is responding to today’s political, economic, and regulatory shifts—challenging the radical changes proposed at the Securities and Exchange Commission, offering a primer on socially responsible investing, and as well as a hearfelt appreciation for a pair of long-time NI advisors taking their next chapter to retirement. Gratitude to Andy Loving and Susan Taylor A Socially Responsible Investing Primer by Diana G. Yáñez, CFP®, RLP® Challenging a Radicalized SEC by Michael Kramer Market Commentary –

Impact Profile: Green Century Capital Management

For over twenty-five years, Green Century Capital Management has been a leader in shareholder advocacy. This year, Green Century focused on two themes: sustainable agriculture and climate change. As part of its climate change advocacy, Green Century has been diligently working to promote plant-based proteins—as well as the preservation of tropical forests, the reduction of

What’s Up on Wall Street: Spring 2019

Both stock and bond markets rebounded strongly during the first quarter of 2019. In the U.S., large company stocks rose 13.6%, small companies were up 14.6%, and bonds were up 2.9%. Foreign stocks rose 10%. The markets were lifted by news that the Fed had reduced the number of planned interest rate increases for 2019,

Renewable Energy Means Opportunity for Investors

The world is getting hotter. Global warming has now been verified by about every legitimate scientific body in the world. And, most believe that man made carbon emissions into the atmosphere is the major contributor to this serious global problem. But, concerned, action-oriented people see problems as opportunities. And the investment industry is based on

Worldwatch Institute

Michael Kramer is included in the Worldwatch Institute’s “State of the World 2008: Innovations for a Sustainable Economy” (Norton & Co, 2008). The book, which marks its 25th annual edition, is widely regarded as a landmark annual publication that measures the health of the planet in environmental terms.

Hawaii Businesses for Sustainability

The fragility of Hawaii and the high cost of living here requires special consideration of how money is used. Much attention is focused on the impact of major corporations on what has largely been a locally-owned economy. While “buying local” does have the positive effect of circulating money locally before profits leak away, the lower

Local & Global Economic Stability

“Buying local” is very popular today. The produce is fresher and its producers more trusted. Shipping costs are lower, which means cost savings and less of contribution to global warming. While it would be difficult for Americans to provide for all their survival needs through local purchases, buying local enhances the capacity for money to

What is Finanacial Wellness?

Traditional wisdom viewed financial health as a pure economic bottom line: maximize return by minimizing risk.  But history has shown that profit alone does not inherently contribute to the long-term health and sustainability of our society and planet.  Many would argue, in fact, that the pursuit of the almighty dollar has created negative social and

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